Landlord Legal Expenses & Rent Guarantee Insurance (Annual)

 

POLICY SCHEDULE

 

This policy schedule forms part of the Landlord Legal Expenses & Rent Guarantee Insurance contract between you and Financial & Legal Insurance Company Limited, who are the insurer of your policy. This insurance is administered by Legal Protection Group Limited, on behalf of Financial & Legal Insurance Company Limited.

 

Please carefully check the information contained in this schedule to ensure it is correct. If anything is incorrect or needs to be changed, please inform the person who sold you this insurance policy immediately.

 

Duty of disclosure

 

You must tell the organisation who sold you this insurance policy about any material circumstances which may affect this insurance and which have occurred either since this insurance started or since its last renewal date. A circumstance is material if it influences the insurer’s judgement in deciding whether to provide this insurance and on what terms and failure to disclose any material information could affect the extent of cover provided. If you are in any doubt as to what information should be disclosed, please disclose it anyway.

 

Scheme Reference No:

 

26176

 

Insurance Intermediary Name:

 

Adelphi Insurance Brokers

 

Agency Reference No:

 

10382

 

Policyholder Reference No:

 

 

Policyholder Name:

 

 

Insured Property Address:

 

The insurance provided by this policy is arranged and managed by Legal Protection Group Limited, registered in England and Wales, number 10096688. Legal Protection Group Limited is an appointed representative of Riviera Insurance Services Limited, who are authorised and regulated by the Financial Conduct Authority (FRN 786116). Underwritten by Financial & Legal Insurance Company Limited, No. 1 Lakeside, Cheadle Royal Business Park, Cheadle, Cheshire, SK8 3GW. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales under company number 03034220.

 

 

Landlord Legal Expenses & Rent Guarantee Insurance (Annual)

 

POLICY SCHEDULE

 

Period of Insurance:

 

From:

To:

(Both dates inclusive)

 

Premium:

 

Annual Premium

Insurance Premium Tax (12%)

Total Annual Premium Due

 

Insured Events:

 

Repossession

Rent Recovery

Alternative Accommodation and Storage Costs

Damage to property

Nuisance and Trespass

Defence of Criminal Prosecutions

Contract Disputes

Tax Enquiries

Witness Expenses

 

Claim Limits:

 

Up to £50,000 per insured incident for:

Legal costs and expenses;

Rent arrears up to vacant possession;

Alternative accommodation costs up to £5,250;

Storage costs up to £450.

 

Excesses:

 

None

 

Date of Issue:

 

The insurance provided by this policy is administered by Arc Legal Assistance Ltd and underwritten by AmTrust Europe Limited. Both are registered in the United Kingdom and authorised and regulated by the Financial Conduct Authority. AmTrust Europe Limited are also regulated by the Prudential Regulation Authority.